Families today face an unprecedented array of potential difficulties: dramatic climate change (with its attendant stresses on world food stocks and potable water supplies), increasing social dislocations, global pandemic, terrorism and economic uncertainty to name a few.
No one can predict which of these difficulties, or combination of difficulties, will present themselves. We can be nearly certain however, that the primary responsibility for dealing with them will fall on the individual family (whether your family is one person or three generations together). Here, Hurricane Katrina and large job losses in our manufacturing sectors come to mind.
We believe that thru preparation, the family will best be able to cope with whatever difficult situations may arise.
“Prudent Home” is about as good as it gets when it comes to describing what every family should do to prepare for an uncertain future. During the run-up to Y2K, the single best piece of advice I read was the question: “Are you prepared to be wrong?”. That question works both ways; it questions both extremes. Prudent preparations are like buying fire insurance on your home or carrying a spare tire in your car. You may be fortunate enough to never need it, but if you do, the price you initially paid will be dwarfed by the value it holds when it is needed. Every home should be a Prudent Home.